Today’s Rates

Home Loan Rates are available here.

The Deposit Rates below are effective 08/23/2016 and are subject to change without prior notice.

Personal Checking Accounts
Account Minimum Balance*/Tier (To avoid service fees and earn stated rates.) Interest Rate Annual Percentage Yield Compounding
Oak Premier Checking $0.00-2,499.99 0.00% 0.00% Monthly
$2,500.00-24,999.99 0.05% 0.05% Monthly
$25,000.00-49,999.99 0.05% 0.05% Monthly
$50,000.00-89,999.99 0.10% 0.10% Monthly
$90,000.00+ 0.15% 0.15% Monthly
Go Green Checking $0.00-2,499.99 0.00% 0.00% Monthly
$2,500.00+ 0.25% 0.25% Monthly
Personal Checking Accounts
Account Minimum Balance*/Tier (To avoid service fees and earn stated rates.) Interest Rate Annual Percentage Yield Compounding
Oak Money Market $0.00-2,499.99 0.00% 0.00% Monthly
$2,500.00-24,999.99 0.05% 0.05% Monthly
$25,000.00-49,999.99 0.05% 0.05% Monthly
$50,000.00-89,999.99 0.10% 0.10% Monthly
$90,000.00+ 0.15% 0.15% Monthly
Personal Savings HSA Funds can be invested in the Oak Personal Savings Account
Account Minimum Balance*/Tier (To avoid service fees and earn stated rates.) Interest Rate Annual Percentage Yield Compounding
Oak Savings $0.00-2,499.99 0.05% 0.05% Monthly
$2,500.00-24,999.99 0.05% 0.05% Monthly
$25,000.00-49,999.99 0.05% 0.05% Monthly
$50,000.00-89,999.99 0.10% 0.10% Monthly
$90,000.00+ 0.15% 0.15% Monthly

Certificates of Deposit (Business & Personal) Customized terms can be determined to fit your individual needs. Please call 441-6000 for a rate quote and other details. IRA Funds can be invested in any CD or the Oak Savings Account. (Early withdrawal penalties apply to CDs.)

Business Banking Accounts
Account Minimum Balance* (To avoid service fees and earn stated rates.) Interest Rate Annual Percentage Yield Compounding
Business Money Market Same as Oak Money Market (see above).
Business Interest Checking No Minimum Balance 0.05% 0.05% Monthly
Total Business Checking
(Earnings Credit)
No Minimum Balance 0.31% N/A Monthly

*Average Daily Balance/Tier needed to avoid service fees and earn stated rates and daily balance needed to earn stated rates. Fees, rates, minimum balances and accounts subject to change. Fees could reduce earnings. Early withdrawal penalties apply to Certificates of Deposit.