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Simple Business Checking Classic Business Checking Advantage Business Checking Ultimate Business Checking
Best For: Small businesses with limited check writing and deposit activity. Small businesses with no need for Automated Clearing House (ACH) services. Small to medium size businesses that need ACH and/or treasury management services. Small to medium size businesses that wish to make deposits electronically.
Interest Bearing Account: No. No – An earnings credit is paid to reduce activity and maintenance fees. No – An earnings credit is paid to reduce activity and maintenance fees.  No – An earnings credit is paid to reduce activity and maintenance fees.
Maintenance Fees: $9.75 monthly maintenance fee unless the account holder maintains a $2,500.00 average daily balance. $15.00 monthly maintenance fee that may be offset by an earnings credit. $20.00 monthly maintenance fee that may be offset by an earnings credit. $35.00 monthly maintenance fee that may be offset by an earnings credit.
Activity Fees: First 50 transactions (check/debit/deposit) no charge. $0.50 for each item over 50 per month. $0.20 for each check/debit, deposited item fee of $0.075 for on-us, $0.105 local. $0.20 for each check/debit, deposited item fee of $0.075 for on-us, $0.105 local. $0.20 for each check/debit, deposited item fee of $0.105 for on-us and local.
eServices: iBank iBizBank – no payroll services, tiered employee access, BusBillPlay (No token). iBizBank w/ACH, payroll services, tiered employee access and BusBillPay. A security token is used at login. iBizBank w/ACH, payroll services, tiered employee access and BusBillPay and eXpressDeposit. A security token is used at login.