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Simple Business Checking Classic Business Checking Ultimate Business Checking
Best For: Small businesses with limited check writing and deposit activity. Small businesses that don’t originate ACH or deposit electronically. Small to medium size businesses that wish to originate ACH files and/or make deposits electronically.
Maintenance Fees: $9.75 monthly maintenance fee unless the account holder maintains a $2,500.00 average daily balance. $15.00 monthly maintenance fee that may be offset by an earnings credit. $35.00 monthly maintenance fee that may be offset by an earnings credit.
Activity Fees: First 50 transactions (check/debit/deposited item) no charge. $0.50 for each item over 50 per month. $0.20 for each check/debit, deposited item fee of $0.075 for on-us, $0.105 local. $0.20 for each check/debit, deposited item fee of $0.105.
eServices: iBizBank – no ACH services, includes tiered employee access, and BusBillPay. No security token used at login. iBizBank – no ACH services, includes tiered employee access, and BusBillPay. No security token used at login. iBizBank includes ACH services, tiered employee access, BusBillPay, and eXpressDeposit. A security token is used at login.