Rates are effective
05/12/2008 and are
subject to change without prior notice.
|
|
Personal
Checking
|
|
Account
|
Minimum
Balance*/Tier
(To avoid service fees and earn stated rates.) |
Interest
Rate |
Annual
Percentage Yield |
Compounding |
|
Oak Premier Checking
|
$0.00-2,499.99 |
0.00% |
0.00% |
Monthly |
| $2,500.00-24,999.99 |
0.20% |
0..20% |
Monthly |
| $25,000.00-49,999.99 |
0..40% |
0..40% |
Monthly |
| $50,000+ |
0.75% |
0.75% |
Monthly |
|
Personal
Checking
|
|
Account
|
Minimum
Balance*/Tier
(To avoid service fees and earn stated rates.) |
Interest
Rate |
Annual
Percentage Yield |
Compounding |
|
Oak Money Market
|
$0.00-2,499.99 |
0.00% |
0.00% |
Monthly |
| $2,500.00-24,999.99 |
0.70% |
0.70% |
Monthly |
| $25,000.00-49,999.99 |
1.69% |
1.70% |
Monthly |
| $50,000.00-89,999.99 |
1.815% |
1.83% |
Monthly |
| $90,000.00+ |
1.815% |
1.83% |
Monthly |
|
Personal Savings
HSA Funds can be invested in the Oak Personal Savings
Account.
|
|
Account
|
Minimum
Balance*
(To avoid service fees and earn stated rates.) |
Interest
Rate |
Annual
Percentage Yield |
Compounding |
|
Oak Savings
|
$0.00-2,499.99 |
0.15% |
0.15% |
Monthly |
| $2,500.00-24,999.99 |
0.90% |
0.90% |
Monthly |
| $25,000.00-49,999.99 |
1.74% |
1.75% |
Monthly |
| $50,000.00-89,999.99 |
1.88% |
1.90% |
Monthly |
| $90,000.00+ |
1.88% |
1.90% |
Monthly |
Certificates of Deposit (Business & Personal) Customized terms can be determined to fit your individual needs.
Please call 441-6000 for a rate quote and other details. IRA Funds
can be invested in any CD or the Oak Savings Account.
(Early withdrawal penalties apply to CDs.)
|
|
Business Banking
|
|
Account
|
Minimum
Balance*
(To avoid service fees and earn stated
rates.) |
Interest
Rate |
Annual
Percentage Yield |
Compounding |
|
Business Money Market
|
Same as Oak Money Market (see above). |
|
Business Interest Checking
|
No Minimum Balance |
1.04% |
1.05% |
Monthly |
|
Total Business Checking (Earnings Credit)
|
No Minimum Balance |
1.29% |
N/A |
Monthly |
*Average Daily Balance/Tier needed to avoid service fees and
earn stated rates.
Fees, rates, minimum balances and accounts subject to change. Fees could reduce earnings. Early withdrawal penalties apply to
Certificates of Deposit.