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New Home Purchase
Very few of life’s big events rival the
sheer excitement of buying a new home.
Whether you are a first-time home buyer, relocating to the
Fitchburg or Madison area, or building a new home, Oak Bank can
make the dream of home ownership possible for you.
At Oak Bank, we promise you the friendly, personalized
service you want and need when choosing the home loan option that
is best for you.
We offer many options and terms, and you can
trust us for quick processing, great rates, and local
servicing.
| Fixed Rate Loans |
| The great majority of home loans in the
United States are fixed-rate products.
The advantage of this approach is simple:
You enjoy the stability and peace-of-mind of knowing what
your principal and interest payments will be over the life of the
loan. Then you are
better able to plan your monthly household budget around the
realities of a mortgage payment.
You may choose from a variety of terms. Rates vary for each term.
Check out our rates for our fixed rate
mortgages.
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| Balloon Loans |
| Balloon loans provide a fixed rate for the
first 3 to 7 years, and then the rate goes to the current market
rate for the remainder of the term.
If you are considering a “Jumbo Loan”, a home loan for
more than $417,500, or any other type of home loan that may not
qualify for a fixed-rate loan, you will want to consider a balloon
loan. Check out our
balloon mortgage rates.
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| Construction Loan |
| We can make building your new home easier.
If you are looking for a loan to provide you with funds to
build a home, we have short term financing at a great rate. |
Loan Application Forms
For your convenience, we offer all of the forms
listed below for easy download. All forms are provided
in PDF format. In order to view and print a PDF file
you will first need to download and install a free copy of the Adobe
Acrobat Reader if you don't already have it. Just click
on the each link below and print out each form. They will
print out on 8 1/2" x 11" paper. Once
you've downloaded and filled out the forms listed below, you can
either fax them to us at (608) 441-6001 or drop them off at 5951
McKee Road, Fitchburg, Wisconsin.
It is the general practice of Oak Bank to lend
to individuals and businesses that reside and exist in Dane
County, Wisconsin. Click here to view our Community
Reinvestment Act Statement & Notice.
Oak Bank, along with Equifax, Experian, Innovis, and TransUnion,
(collectively the "Consumer Credit Reporting Companies”), encourage
you to make an informed decision about receiving firm (preapproved /
prescreened) offers of credit or insurance.
Under the Fair Credit Reporting Act (FCRA), the Consumer Credit
Reporting Companies are permitted to include your name on lists used
by creditors or insurers to make firm offers of credit or insurance
that are not initiated by you ("Firm Offers"). The FCRA also
provides you the right to "Opt-Out", which prevents Consumer Credit
Reporting Companies from providing your credit file information for
Firm Offers.
Click HERE to find out more or to Opt-Out. |
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