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Privacy Policy

You have chosen to do business with us and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. The federal agencies' Regulation P requires us to inform you of the types of information we collect, as well as how and with whom we share the information.

What Information We Collect

We may collect "nonpublic personal information" about you from the following sources:

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Information we receive from you on applications or other loan and account forms;

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Information about your transactions with us, our affiliates or others; and

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Information we receive from third parties such as credit bureaus.

What Information We Disclose

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law.

Service Provider/Joint Marketing Exception

We may disclose information we collect to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We are permitted by exceptions to the opt-out requirements to disclose information to service and processing providers and
joint marketing firms.

Our Security Procedures

We also take steps to safeguard customer information.  We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards
to guard your nonpublic personal information.

If you have any questions regarding this Privacy
Notice, we invite you to contact us.

Oak Bank
5951 McKee Road, Suite 100
Fitchburg, WI 53719
P.O. Box 259404
Madison, WI 53725-9404
Telephone (608) 441-6000
Fax (608) 441-6001