Today's Rates
New Page 1
Rates are
effective 1/01/20109 and are subject to change without prior notice.
|
Personal
Checking Accounts |
|
Account |
Minimum
Balance*/Tier
(To avoid service fees and earn stated rates.) |
Interest
Rate |
Annual
Percentage Yield |
Compounding |
|
Oak Premier Checking
|
$0.00-2,499.99 |
0.00% |
0.00% |
Monthly |
|
$2,500.00-24,999.99 |
0.10% |
0.10% |
Monthly |
|
$25,000.00-49,999.99 |
0.25% |
0.25% |
Monthly |
|
$50,000+ |
0.30% |
0.30% |
Monthly |
|
Go Green
Checking |
$0.00-2,499.99 |
0.00% |
0.00% |
Monthly |
|
$2,500.00+ |
0.995% |
1.00% |
Monthly |
Personal Checking Accounts |
|
Account |
Minimum Balance*/Tier
(To avoid service fees and earn stated rates.) |
Interest
Rate |
Annual
Percentage Yield |
Compounding |
|
Oak
Money Market |
$0.00-2,499.99 |
0.00% |
0.00% |
Monthly |
|
$2,500.00-24,999.99 |
0.25% |
0.25% |
Monthly |
|
$25,000.00-49,999.99 |
0.45% |
0.45% |
Monthly |
|
$50,000.00-89,999.99 |
0.50% |
0.50% |
Monthly |
|
$90,000.00+ |
0.50% |
0.50% |
Monthly |
Personal Savings HSA Funds
can be invested in the Oak Personal Savings
Account. |
|
Account |
Minimum Balance*
(To avoid
service fees and earn stated rates.) |
Interest
Rate |
Annual
Percentage Yield |
Compounding |
|
Oak
Savings |
$0.00-2,499.99 |
0.10% |
0.10% |
Monthly |
|
$2,500.00-24,999.99 |
0.35% |
0.35% |
Monthly |
|
$25,000.00-49,999.99 |
0.45% |
0.45% |
Monthly |
|
$50,000.00-89,999.99 |
0.55% |
0.55% |
Monthly |
|
$90,000.00+ |
0.55% |
0.55% |
Monthly |
Certificates of
Deposit (Business & Personal) Customized terms can be determined
to fit your individual needs. Please call 441-6000 for a rate quote
and other details. IRA Funds can be invested in any CD or the Oak
Savings Account.
(Early
withdrawal penalties apply to CDs.) |
Business Banking Accounts |
|
Account |
Minimum Balance*
(To avoid
service fees and earn stated rates.) |
Interest
Rate |
Annual
Percentage Yield |
Compounding |
|
Business Money
Market |
Same as Oak Money Market (see above). |
|
Business Interest
Checking |
No
Minimum Balance |
0.25% |
0.25% |
Monthly |
|
Total Business
Checking (Earnings Credit) |
No Minimum Balance |
0.56% |
N/A |
Monthly |
|
Not-for-Profit
Checking |
$0.00-2,499.99 |
0.00% |
0.00% |
Monthly |
|
$2,500.00-24,999.99 |
1.00% |
1.00% |
Monthly |
|
$25,000.00-49,999.99 |
1.77% |
1.78% |
Monthly |
|
$50,000.00-89,999.99 |
2.23% |
2.25% |
Monthly |
|
$90,000.00+ |
2.97% |
3.00% |
Monthly |
*Average Daily Balance/Tier needed to
avoid service fees and earn stated rates and daily balance needed to earn stated
rates.
Fees, rates, minimum balances and accounts subject to
change. Fees could reduce earnings. Early withdrawal penalties apply
to Certificates of Deposit.
