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Personal Lending: Personal, Auto, Student, Debt Consolidation loans and more...

Dream big and let Oak Bank help you with the details!

Oak Bank has made applying for a personal or auto loan quick, easy and convenient. We will handle your loan request quickly and confidentially and provide you with a clear and simple explanation of your options.  Or, just download our Short Form Credit Application and stop by, anytime.

Oak Bank Personal Loan Features:

  • Competitive rates and flexible terms
  • Simple applications
  • Convenient payment options
  • No pre-payment penalties
  • Payment protection plans
  • Decisions made locally
  • Collateral requirements are flexible
  • Professional service
  • Easy...just download our Short Form Credit Application and fax to 608/441-6001

We offer a variety of loans to meet your individual needs: 

Auto Loans

Oak Bank has a fast, low-cost, new or used auto loan for that sporty car or family size minivan that you've got your eye on. Call 441-6000 for current rates, download our Short Form Credit Application, and fax (441-6001) or stop by, anytime. 

Debt Consolidation Loans

We will help eliminate the unpaid balance on your credit cards and other bills with a debt consolidation loan. This could help save you money on interest. Call 441-6000 for current rates, download our Short Form Credit Application, and fax (441-6001) or stop by, anytime. 

Recreational Vehicles

You deserve it!...boats, motorcycles, campers, snowmobiles...all can be affordable when you finance your new or used recreational vehicle through Oak Bank. Call 441-6000 for current rates, download our Short Form Credit Application, and fax (441-6001) or stop by, anytime. 

Student Loans

Let Oak Bank help finance your higher education needs.  We partner with Great Lakes Higher Education Corporation and Affiliates to offer you a variety of Student Loan options.  Click HERE if you would like to learn more about Student Loan options available to you.  Then contact us and we will help get you on your way to higher education.

Personal Computer Loan

Don't put it off any longer! Let Oak Bank help finance the purchase of a personal computer to bring you into the new millennium. Call 441-6000 for current rates, download our Short Form Credit Application, and fax (441-6001) or stop by, anytime. 

Overdraft Protection

This personal line of credit is attached to your Oak Bank Checking account and has no annual fee. Overdraft Protection will prevent any overdraft charges from occurring. Interest is charged on the amount accessed on the line of credit. These finance charges are usually much less than overdraft charges.

Use our handy Financial Calculators to determine monthly payments on the personal loan you are considering.

To expedite your loan request, please download our Short Form Credit Application and fax (441-6001) or stop by, anytime.  You can always just call 608/441-6000 or contact us.

It is the general practice of Oak Bank to lend to individuals and businesses that reside and exist in Dane County, Wisconsin. Click here to view our Community Reinvestment Act Statement & Notice.