Personal Checking Accounts

Oak Bank offers several personal checking account choices to match your style and make life easier. Whatever your needs, you'll find a checking account that's right for you. 

Oak Premier Checking Account Earn a tiered interest on your checking account balance with unlimited check writing.	Oak Personal Checking Account Get access to all of Oak Bank’s value-added benefits with unlimited check writing
Go Green Checking Account Earn one of the highest rates on your checking account balance with unlimited check writing if you maintain usage of iBank, e-Statements, and two other e-Services.	Direct Deposit             Check Card
Reorder Checks Online Convenient access to reorder checks online from Harland.	Stop Check Payment You must initiate a Stop Check Payment in iBank.  If you already have an iBank account, log in from the home page.  If you do not have an iBank account, you will need to enroll.

Enjoy the following value-added benefits with all of our checking accounts:

• No fee Check Card. The card that works like a check and an ATM card for 24 hour banking convenience.
• Free Direct Deposit. Pension, Social Security, payroll checks, you name it.
• No fee Overdraft Protection.
• 24 Hour access to your accounts with Oak Bank's iBank
• Oak Bank iBank services - no membership or enrollment fees or no annual charges.
• Free Cashier's Checks.
• Free account balancing assistance.
• Just $25 to open your account.
• Checks held for safekeeping at no charge to you. We store your checks for you.
• Convenient "Bank by Mail" option available.
• Check Reordering available online from Harland.

To open an account, use our convenient Switch Kit or call 608/441-6000 today! 

Get access to all of Oak Bank's value-added benefits with unlimited check writing.

• Non-interest bearing account for individuals.
• Unlimited check writing.
• $7.95 service fee unless the account holder maintains a $1,000.00 average daily balance or $3,500.00 in any other deposit or loan product or combinations of products.
• Minimum deposit to open this account is $25.00.

To open an account, use our convenient Switch Kit or call 608/441-6000 today! 

...one of life's simple pleasures.

It's a breeze to have your paycheck and other important checks go directly into your Oak Bank account. We handle all the details, and it doesn't cost you a cent. Best of all, direct deposit means you will never have to worry about having prompt access to the money you need for everyday life...because it's there automatically.  If you would like to get direct deposit started, call 608/441-6000 or contact us today!

Direct deposit is the best way for you to get your Social Security and other federal benefit payments.

Or, you can sign up for direct deposit by visiting  http://www.ssa.gov/deposit/howtosign.htm.

Or, contact us and we can do that for you!