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Lot & Construction Loans

Oak Bank has the tools to help you finance your lot and construction loan PLUS help you with your long-term financing.
A construction loan can be used if you plan to build a home. Oak Bank will provide short-term financing during construction and long-term financing when your home is complete.

bulletA variety of loan to value ratios may apply
bulletPayments during construction are for interest only on the amount drawn
bulletNo PMI required
bulletYou may lock your loan rate on a variety of balloon mortgages during construction. Check out our rates
bulletOr, easy conversion to permanent mortgage

Our lending experts will make you as comfortable with your loan as you will be in your new home.

If you are interested in a lot or construction loan with Oak Bank,  just call 608/441-6000 or contact us.

It is the general practice of Oak Bank to lend to individuals and businesses that reside and exist in Dane County, Wisconsin. Click here to view our Community Reinvestment Act Statement & Notice.