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Vacation Home Loans

Dream big and let Oak Bank make your perfect get-away a reality! 

Whether your idea of a vacation home is a rustic cabin on a lake in Northern Wisconsin, a condo on the Gulf coast of Florida, or a villa on an exotic Greek island, Oak Bank can help you finance your home-away-from-home. We offer full line of vacation home and vacation property loans to customers in the Fitchburg, WI community and Madison, WI area.

You will want to discuss all of the various options available to you for financing a second or vacation home with our experienced lender.  Based on the circumstances of your individual situation you could:  

  • Purchase your second home.  Both Fixed Rate and Balloon options are available.  Check out our great rates.   
  • Use the equity in your existing home to get the cash you need for a down payment on a second home.  Click here to check out our home equity term loan option.  Check out our great mortgage rates
  • Refinance your first mortgage and roll the purchase of a second home together with your first mortgage.  

Mortgage ApplicationWith a little creativity, Oak Bank can design a financing plan to suit your needs.

Just click on the "Online Mortgage Application" button to the right, call us at 608/441-6000 or contact us.  Or email loans@oakbankonline.com .

It is the general practice of Oak Bank to lend to individuals and businesses that reside and exist in Dane County, Wisconsin. Click here to view our Community Reinvestment Act Statement & Notice.