Lot & Construction Loans from Oak Bank

Oak Bank has the tools to help you finance your lot and construction loan PLUS help you with your long-term financing. We offer full line of options and great mortgage rates. If you live in the Fitchburg, WI and Madison, WI area. Contact a Mortgage Lender today for a customized solution.  Or email loans@oakbankonline.com today!

A construction loan can be used if you plan to build a home. Oak Bank will provide short-term financing during construction and long-term financing when your home is complete.

• A variety of loan to value ratios may apply
• Payments during construction are for interest only on the amount drawn
• No PMI required
  You may lock your loan rate on a variety of balloon mortgages during construction. Check out our rates
• Or, easy conversion to permanent mortgage

Our lending experts will make you as comfortable with your loan as you will be in your new home.

If you are interested in a lot or construction loan with Oak Bank,  just call 608/441-6000 or apply using our Online Mortgage Application.

• Apply for your mortgage at your convenience, 24 hours a day, 7 days a week.
• Complete a customized application that only asks questions that apply to your specific situation.
• Check out our extensive resource center including mortgage calculators, a glossary of mortgage terms, easy-to-understand product information and Rate Watch.
• Obtain a loan decision in seconds after submitting your application.

It is the general practice of Oak Bank to lend to individuals and businesses that reside and exist in Dane County, Wisconsin. Click here to view our Community Reinvestment Act Statement & Notice.