Home Loans & Mortgage Lending

Our experienced Oak Bank Mortgage Bankers can help you find the best home loan option whether you are looking to purchase or refinance your first home or are in the market for a vacation home.  We make the mortgage process easy and offer great mortgage rates.  We also have a variety of  options for home improvement using home equity. 

If you need a home loan in the Fitchburg or Madison, Wisconsin area, Contact a Mortgage Lender today for a customized solution.  Or just email loans@oakbankonline.com .

 

• Apply for your mortgage at your convenience, 24 hours a day, 7 days a week.
• Complete a customized application that only asks questions that apply to your specific situation.
• Check out our extensive resource center including mortgage calculators, a glossary of mortgage terms, easy-to-understand product information and Rate Watch.
• Obtain a loan decision in seconds after submitting your application.

 

For your convenience, we offer all of the forms listed below for easy download.   All forms are provided in PDF format.   In order to view and print a PDF file you will first need to download and install a free copy of the Adobe Acrobat Reader, if you don't already have it.  Just click on each link below and print out each form.  Once you've downloaded and filled out the forms, you can either fax them to us at (608) 441-6001 or drop them off at Oak Bank, 5951 McKee Road, Fitchburg, Wisconsin.

• Loan Application Check List.pdf
• Uniform Residential Loan Application.pdf
• Addendum to Uniform Residential Loan Application.pdf
• Authorization to Release.pdf
• Insurance Coverage.pdf
• Notice Regarding Your Application.pdf
• Notice Regarding Your Appraisal.pdf
• Servicing Disclosure Statement.pdf

Oak Bank, along with Equifax, Experian, Innovis, and TransUnion, (collectively the "Consumer Credit Reporting Companies" ), encourage you to make an informed decision about receiving firm (pre-approved / prescreened) offers of credit or insurance.  Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you with the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.  Click HERE to find out more or to Opt-Out.