Home Equity Loans and Lines of Credit

Oak Bank's Home Equity Line of Credit Loans and Home Equity Term Loans are smart and easy! If you need a home loan in the Fitchburg, WI and Madison, WI area, contact a Mortgage Lender today for a customized solution. Or just email loans@oakbankonline.com .

Find out how much can you afford to borrow on a home equity loan.

Home Equity Line of Credit
If you are you a homeowner, you can use the equity in your home to establish a revolving line of credit so the money will be there when you need it.

Home Equity Term Loan
If you are a homeowner, you can use the equity in your home to borrow money to use for a diversity of needs. If you know exactly how much you need to borrow it comes with the peace of mind of having a fixed monthly payment.

If you are you a homeowner, you can use the equity in your home to establish a revolving line of credit so the money will be there when you need it. Once your home equity credit line has been established, you can borrow what you need when you need it.

Home Equity Line of Credit

You could:

Features:

Consolidate debt,

Pay off high interest credit card bills,

Improve your home, or

Pay unexpected medical bills.

Simply write a check (minimum amount $500) or call us to have the funds deposited into your Oak Bank checking account.

You pay interest only on the amount you borrow.

Tax savings. The interest you pay on this loan may be tax deductible. Consult your tax advisor about the deductibility of interest payments.

No annual fee.

No points.

Automatic Loan payments available at no charge.

Repay borrowed funds at your convenience.

Replenish your credit line as you repay the borrowed funds.

You may qualify for a FREE Oak Plus Interest Checking.

Call 441-6000 today at to find out Oak Bank’s low Home Equity Line of Credit Rates.

Home Equity Term Loan

If you are a homeowner, you can use the equity in your home to borrow money to use for a diversity of needs. If you know exactly how much you need to borrow, Oak Bank's Home Equity Term Loan is the answer and it comes with the peace of mind of having a fixed monthly payment.

Now is the time to:

Features:

Put on an addition to your home,

Renovate your home,

Buy new appliances,

Buy a new car, truck, boat, or RV,

Pay education expenses,

Go on your dream vacation, or

Consolidate your debts.

Tax savings. The interest you pay on this loan may be tax deductible. Consult your tax advisor about the deductibility of interest payments

No annual fee.

No points.

Automatic Loan payments available at no charge.

You may qualify for a FREE Oak Plus Interest Checking.

Call 441-6000 today at to find out Oak Bank’s low Home Equity Term Loan Rates.

If you are interested in applying for an Oak Bank Home Equity Line of Credit or Term Loan call 608/441-6000 or contact us.