Body, Soul, Mind
Maybe good things come to those who wait, but sometimes the best things come to those who seize the moment and make it their own.  ~Unknown

You Still Have Time to Open an IRA
It`s a new year...and a new opportunity to open an IRA with Oak Bank. You have until April 15th to take advantage of a tax deferral for the year 2007, whether you open a new IRA or contribute to an existing one.   We offer Traditional, Education, and Roth IRAs that can be the first step toward a secure financial future for you and your family.  Let us help you discover which one is right for you.  Call Tamea, our IRA Specialist, today at 250-5522.

Business Week's 2008 Customer Service Champs
The results of the 2008 Customer Service Champs ranking make clear something most consumers already suspect: Customer service is on the decline.  Read more. 

100 Best Companies to Work For 2008
See Fortune's full list of America's top 100 employers, including detailed company profiles, top locations, and contact information.  Read more.   

Consumers View Fingerprint Authentication Favorably
Sixty-six percent of consumers say they trust fingerprint biometrics as a means of authentication more than traditional PINs or passwords, and 68 percent say the use of a fingerprint sensor is more convenient, according to a survey by Melbourne, Fla.-based AuthenTec. The survey also found that 78 percent of those who use online banking say they would use a fingerprint sensor, if available, to make transactions more convenient and secure. More than one-third of those who don't use online banking would be more inclined to do so if a fingerprint sensor was part of the experience, according to the survey.  Read more.  
Consumer Confidence Index Falls in February
The Consumer Confidence Index fell to 75.0 in February, down from a revised January reading of 87.3, the New York-based Conference Board reported.  Read more. 

Good News, Bad News on Savings
While 71 percent of consumers say they have enough emergency savings to pay for unexpected expenses, only 28 percent say they save at least the recommended 10 percent of their income, according to a survey released by America Saves and the American Savings Education Council.  Read more.   

Identity Theft Remains Top Fraud Complaint Category
Identity theft in 2007 topped the Federal Trade Commission's list of consumer fraud complaints for the seventh straight year, according to an agency report released last week. Of the 813,899 total complaints received in 2007, 258,427, or 32 percent, involved identity theft, the report said. The most common form of identity theft was credit card fraud (23 percent), followed by utilities fraud (18 percent), employment fraud (14 percent) and bank fraud (13 percent).  Read more.  

Find out more about how you can prevent fraud and identity theft by visiting Oak Bank's web site and clicking on "About Oak Bank" then "Security Information", or click here.