Job Opportunities at Oak Bank

Education and/or Experience:

• At least 3 years of prior client service and sales experience in a professional setting.
• Previous retail financial sales experience preferred.
• Lending experience preferred.
• Knowledge of fundamental demand deposit, savings and certificates concepts and practices.
• Ability to interpret savings instruments policies and procedures.
• Excellent interpersonal skills to include strong verbal and written communication skills.
• Exceptional client service skills.
• Demonstrated analytical, accuracy, and problem-solving skills in a strong client service environment.
• Excellent work record for attendance.
• Proficient at Microsoft programs and banking software.

It all starts with you. Oak Bank is looking for a motivated, self-starting professional to join our team as a Mortgage Loan Originator. In this role you will work with a variety of sources including Realtors, builders, and financial professionals to maintain relationships that result in a steady flow of loan volume. In short, you will be the lifeblood of our mortgage business—flooding our pipeline with leads that will turn into closings.

Job Description

• Originates permanent conventional and new construction mortgage loans and participates in related business development activities.
• Provides service to clients and prospective clients seeking residential mortgage loans.  
• Solicits residential first mortgages through contact with realtors, builders, developers and housing organizations.  
• Keeps informed of trends and developments in the local real estate market and mortgage industry. 
• Calls on potential clients to develop new business both in person and over the telephone.
• Represents the Bank in various civic community functions to further enhance its image and develop or promote additional business relationships.
• Performs / creates additional business development activities to increase sales and leads.

Qualifications:

• Bachelor’s Degree is preferred, but not necessary.
• Strong verbal and written communication skills
• Thorough understanding of company goals and objectives in regard to client satisfaction 
• Experience handling multiple projects within required time constraints
• Strong sales referral aptitude 
• Strong research and problem solving ability

Respond immediately to: 

Carrie Montgomery
SVP Mortgage Lending
cmontgomery@oakbankonline.com   

“Job descriptions are not intended, and should not be construed, as to be all-inclusive lists of all responsibilities, skills, efforts or working conditions associated with a job. While this job description is intended to be an accurate reflection of the job requirement, management reserves the right to modify, add or remove duties from particular jobs and to assign other duties as necessary. Description is not intended to create any contractual rights in favor of the associate or the organization. Equal Opportunity Employer”

Oak Bank is looking for someone who can:

• Solicit new banking relationships from executives, professionals, shareholders and small business owners in Oak Bank’s defined market.
• Develop client relationships through regular, scheduled client contacts.
• Prepare call activity reports for bank management.
• Work cooperatively with other business development staff to coordinate efforts and refer clients to appropriate departments.
• Present loan requests to the Loan Committee when dollar value exceeds established authority.
• Prepare lending activity reports for bank management.
• Counsels clients regarding the advantages and disadvantages of various credit facilities, investments, business management and other financial matters.
• Keeps abreast of local, state and national economic, financial, political and legislative developments, which may have an impact on client and bank financial activities.
  Cooperates with the bank’s budgeting process.
• Represents bank in business development efforts and at various civic and community functions.
• Maintains accurate and precise records of client contacts.
• Complies with bank lending, operating and compliance policies.
  

Education and/or Experience:

• Previous retail financial sales experience preferred.
• Knowledge of fundamental demand deposit, savings and certificates concepts and practices.
• Ability to interpret savings instruments policies and procedures.
• Excellent interpersonal skills to include strong verbal and written communication skills.
• Exceptional client service skills.
• Demonstrated analytical, accuracy, and problem-solving skills in a strong client service environment.
• Excellent work record for attendance.